The DV Lottery Result is announced annually by the Kentucky Consular Center (KCC) only. No other organization or company is authorized to declare the results to the selected people in the DV lottery program.

The KCC selects the winners through a computer that does the selection randomly for the fiscal year program. Earlier, they used to announce the DV lottery result by regular postal mail between the months of May and July every year. During the 2010 fiscal year program, they did a pilot program which enabled applicants to check the results online through their online web site This helped all applicants know whether they are selected for further processing or not.

They continued with the winning notification through post for the selected winners and the online status check facility for the 2011 fiscal year program too.

Finding the online status check facility a successful one in announcing the selected winners, the State Department decided to scrape the postal winning notifications sending process during the DV 2012 program. All the DV 2012 applicants were required to retain their confirmation number after submitting their entries during the entry submission period. Applicants will be allowed to check their status in the official web site with their confirmation number and other personal details. It was decided the DV lottery result for 2012 will not be sent to the selected applicants individually. The winners will not get any notification through postal mail, email, fax or phone. If anyone gets a winning notification through any of these ways, it may be a fake one.

The DV Lottery Result Process

Every year, once the electronic entry submission is over, the official Satta matta matka website will stop accepting entries for that particular fiscal year. The computers will start to randomly select winners from the valid entries region wise.

Each entry will be given with a case number per the fiscal year and the applicant’s birth country’s geographical region. If an applicant from Nigeria is selected for the 2011 program, his case number for the DV 2011 will be 2011AF0000xxx12345. All selected persons are informed that they should not proceed further with the green card lottery program if they don’t have the required education/work experience, which are the key eligibility requirements. Also ensure to keep your confirmation number safe as there is no other way to check the results.

Another aspect to keep in mind is that being selected for the program will not give the applicant, the American Government’s immigrant visas instantly. Being selected only gives them a chance to apply for the immigration visa by paying the required immigrant visa fees and the diversity visa processing fees. The entire fee approximately will be $819 for an individual. Other eligible family members should also pay the same visa fees for each of them whether they are joining the primary applicant to the USA or not. The visa fees will not be refunded if the visa is rejected for some reason.

The appropriate visa fees should be paid ONLY to the US Embassy or Consular office on the date of the interview. Remember not to send the fees by bank or through any other organization.

The DV 2012 application form requests the applicant’s email address. Though the KCC will not send the winner selection through the email, in the future, after wining the green card lottery those who had been selected will be contacted through their email addresses for further communication while their case is being processed.

 

With the advent of the dot com bubble and the internet revolution, online purchases today, have become a fad. More and more people who are opening PayPal accounts have seen a huge increase in the filling up of their sign-up forms.

International wire transfers have also undergone a huge traffic reversal and tax amendments are being made each day to ensure proper international bank deposits.

Take for example, HubPages. Amazon pays only by cheques to Non-U. S associates. Due to this some people were refraining from signing-up on the revenue sharing site. To eliminate this, HubPages started the HubPage Earning program where the author could get the Amazon revenue directly into his or her PayPal via HubPages.

All these trends indicate how the Cloud Pocket phenomenon is blooming at the moment.

With the increase in online transactions, the online lottery sites have also made their mark. These sites put up giveaways on their homepage and people bid a very low price for the article to enter the contest. Usually it is way below the actual price of the object. satta matka For example you have to pay around $5 for a PS3. Get the difference? Yeah. So if you happen to win the lottery then you could get a PS3 just for $5. If you don’t then you just lose a meager $5.

I know it is a gamble but the odds of you winning the lottery are also there. And how exactly does the site benefit from this? Well, they harvest all the $5s that the contestants paid to sign-up for winning. Let’s say the price of a PS3 is $250. If 50 people sign-up for the lottery, the site owner or sponsor has already garnered his cost price and starts running an equivalent revenue. Of course, if the site has a high mark-up index on search engines and does its advertising campaigns well, a lot more than 50 people are going to sign-up for the sweepstakes. So the sponsor crosses his equivalent point and the number of people that sign-up after the first 50 multiplied by $50 is his profit.

People like taking risks in today’s world. Some feel that lotteries have a different essence of their own just like adventure sports. Scientific studies have also risen to suffice for this. Analysts in the medical field say that entering a lottery, making a bet or taking a risk causes the adrenal glands to release a lot of adrenal in the body. This adrenal makes the metabolic activities faster and thus increases the motor senses of the body due to secondary release of serotonin. Serotonin induces a feeling of excitement and well-being, just like your can of beer or Red-Bull.

People today are entering such lotteries and trying out their luck just for the fun of it. It is becoming more and more popular and nobody can escape the self-indulgence of such a lucrative offer. Lottery, I must say can become a really interesting case study for the psychologists.

The subject of staking in poker, or any gambling related business, is tricky. If it’s handled the wrong way, friendships are broken, money is lost, and nobody is happy. If done correctly, however, it can be a lucrative investment for the backer, and a valuable tool for the one being backed.

Here is what a basic poker staking agreement might look like. The Staker will give(stake) the Stakee a certain amount of money to gamble with. At the end of a pre-defined period of time, the Stakee will pay back the Staker the original “stake”, plus a certain percentage of the profits.

There are two important parts to this agreement. These two issues can lead to one party in the agreement getting a bad deal, even if neither party intends to harm the other. The first part that is important is the amount of time. The second is the percentage of the profits to be paid back.

Some people make the mistake of making the period of time too short. Poker, and any form of gambling, involves luck. Even if you are skilled and have an edge, there is a variable of luck. You won’t always win. Take, for example, the common agreement of someone being staked for one night of play. There is a $200 no-limit hold’em game. At the end of the night, the original stake is paid back, and the profit is split 50/50. The person being staked is a good player, they double their buy-in about 70% of the nights they play, and lose their buy-in only 30% of the nights they play. This would seem like a good proposition for the Staker, but let’s look at the math.

70% of the time, the Stakee will double his buy-in, and have $400 at the end of the night. dominoqq The Staker would get his original $200 back, plus 50% of the profits, or $100. The Stakee would get the other $100. So, 70% of the time the Staker profits $100, and 70% of the time the Stakee profits $100.

30% of the time, the Stakee will lose his buy-in, and have $0 at the end of the night. The Staker will take the full $200 loss. So, 30% of the time, the Staker will lose 200, and the Stakee will have lost nothing.

Since 70% of the time, the Staker profits $100, and 30% of the time, the Staker loses $200. His average expected return is (.65)(100)+(.3)(-200) = (65) + (-70) = -5. With this deal, even though the Stakee is a good player and can beat the game 65% of the time, the Staker LOSES money!

If they made the same deal, but instead of splitting the profits after 1 night, the split the profits after 2 nights, then the deal is much better for the Staker. If you look at the math, there are 4 possible outcomes. He could win both nights, lose the first win the second, win the first lose the second, or lose both. The times he wins one night and loses the next, there is no profit or loss, so we can ignore that outcome since it’s zero. The percentage chance winning both nights would be .65*.65 = .4225, or about 42%. The chance of losing both nights would be .35*.35, or about 12%. The rest of the time, it is break-even win one lose one. So, 42% of the time, they will split $400 in profit 50/50. The staker will get $200 42% of the time, for an average profit of $84. He will lose $400 about 12% of the time, for an average loss of $48. His total average expected profit would be $36. So, by simply adding one more day to the time frame, the Staker’s winnings went from -$5 to +$36. The longer term a stake, the safer it is for the Staker. The shorter the term the stake, the larger percentage of the profits the Staker needs to make up for the loss.

Gambling online is one of the biggest money making industries on the internet. The biggest advantage that online gambling offers is to those people who are unable to visit real casinos. But it is very important to be prepared for what to expect when you visit an online casino. To make the online gambling experience fruitful and enjoyable here is a step by step guide to gambling online.

1) Choose your online casino with care.

2) There is a wide variety of online casinos available for gambling online. Find out about their reputation and reliability.

3) Before registering with an online casino find out about its popularity ratings and the number of games it has to offer.

4) Find out about the different ways in which you can deposit money with an online casino. Different online casinos offer different methods of depositing money with them. They have different methods of payouts as well.

5) Choose your online casino and play with the free offers that the casinos give to new players. Most casinos do that and use the offer to practice the game of your choice. Many casinos help train players with fake money.

6) Know the rules of the game that you intend playing in the online casino.

7) Read about the different slot gacor gampang menang strategies that are available in connection with the game of your choice.

8) Get familiar with the terms used in the game you have chosen for gambling online.

9) Be aware of the promotions offered by the casinos so that you can use them the first time that you play.

10) Find out about the games which offer some control over the outcome and which games are simply games of chance.

11) Always play in a casino which offers the best rules for the players.

12) Most casinos have well designed sites. Find out about your option.

Once you have registered with an online casino for gambling remember that you are there to win and not to lose money. Winning is possible. If you are losing too much then move on or quit. Do not lose your cool when you are losing money. Keep your emotions under check at all times. If you don’t play with a cool head then you may lose even more. Always have a good strategy and that can happen only if you are well informed. Remember knowledge is power.

Start playing after registering and depositing the money but remember you have to be 18 years or older. The gambling experience in an online casino is great as you are there playing without the distractions caused by noise. There is no waiting for your free drink to arrive when you tend to lose precious time.

As in an actual casino so in an online casino you might lose money in the beginning before you get the hang of the game. Do not lose heart. Practice makes perfect. Practice but not when you are playing actually. That is no time to learn. Use these simple tips to make your online gambling an enjoyable and a profitable one.

 

The increasing growth of online gambling industry surpasses all the expectations when compared with land-based casinos and betting places. From the times when Internet Casinos, Inc., the first virtual online casino started operations back in 1995 until nowadays, not only the effects of online wagering on the established land-based industry came up, but also the need of broadening gambling laws and regulations.

Most of the online casino companies are located outside of the United States to avoid government prosecution because the United States Federal Appeals Courts has ruled about the Federal Wire Act prohibiting electronic transmission of information for sports betting across state lines, but there is no a specific law prohibiting gambling of any other kind. In fact, several states rule in favor of land-based gambling but having specific laws against online gambling of any kind.

While the internet has no frontiers, gambling seems to be ruled by physical country delimiters-boundaries. Gambling is legal and regulated in Caribbean Nations and most European countries, such as Malta and the United Kingdom from where wide arrays of online casinos operate.

However, in America, law says that owning an online casino or qq online gambling related business without getting a license first may result as an illegal act, but if any individual would be willing to get one, however there are no states nationwide that are currently granting online gaming licenses, and regulations vary from state to state.

Government of Antigua and Barbuda, which licenses Internet gambling entities, sent a complaint to the World Trade Organization regarding the U.S. government’s actions forbidding online casinos and gambling activities. They won the preliminary ruling but later the Word Trade Organization’s appealed and partially reversed such ruling in April 2005.

The appeals panel decision allows state laws prohibiting gambling in Massachusetts, Louisiana, Utah and South Dakota, but ruled that the United States may be violating global trade rules as well, coming as the result of the American laws regulating horse-racing bets because equitably to foreign and domestic online betting companies is not applied.

With this panorama, online casinos await ruling; decision full of ambiguities as the global gambling online regulations. The Caribbean panel held that several online gambling restrictions imposed under American regulations have been inconsistent related to the trade services agreement with the body’s GATS.

The economics of online casinos are amazing in comparison with land-based casinos costing up to $300 million to build, while online the cost can be as little as $1.5 million, but US Federal Laws insist to say that gambling is “risking anything of value for a profit whose return is to any degree contingent on chance”.

On the other hand, traditional casinos may employ thousands of individuals, while an online casino is easily operated by less than 20 and not necessarily located in the same place, causing an economic impact due to the loss of jobs; so many people believe the regulation benefits the national workforce.

Except for the gambling sponsored by the state, including riverboat gaming, horse racing and lotteries, an online casino is forbidden all over the United States.

 

Overview:
Becoming a self-employed businessman is a great reputation in the society but the problems faced by the entrepreneurs from the day one of their business is enormous. It is a great challenge for a person to overcome all obstacles to become a successful businessman. The numerous problem faced by all is finance. Even great entrepreneurs of various industries have struggled a lot of financial crisis for setting up their business and to run their daily business operations. Thus finance plays a major role in the life of business people. Great ideas require the necessary financial support to bloom into a successful business.

Introduction:
There are various sources for business people to raise capital for their business. The most trusted source is from banks. There are various reasons why people choose banks as the best source for raising capital for their business. Banks provide a lower cost of funds in the form of Business Loans. There are various types of business loans at differential interest rates to facilitate business people to solve their financial crises.

Types of Business Loans:
Businesses are of different types and need finance at different stages of their business operations. The need also being different, banks help them in providing different types of business loans helping various small and medium enterprises to raise capital.

New Project Loan – Banks are interested in funding for new businesses and also for new projects of existing business. There are various criteria for getting new project loan and differs from bank to bank. Project loans are approved against the collateral of the person like residential property, commercial property or empty land.

Top-up on Existing Loans – These loans are issued for expansion, replacement, diversification of an existing business. These loans are approved for short term or long term basis to buy goods, machinery or any fixed assets for the company.

Working Capital Loans -These loans are provided for the business to solve sudden financial crises and repaid within short durations. Banks are more interested in providing working capital loans against their inventories, stocks or receivable bills of the company.

Secured Business Loan – Business loans in which companies raise their capital against any security for the bank. It may include plot, residential or commercial places, gold, shares, bills, insurance as collateral to get funds for their business. The interest rate is preferably less.

When a family vacation is something you’re considering, think about coordinating it around a work trip. Do you need to go to conventions, trade shows, seminars or other training for work? If you drive to go to those business activities, your gas mileage is tax-deductible regardless of how many individuals you have in the car with you. Does this conference or training trip require you to stay in a hotel? Your hotel expenses for that night can also be deductible regardless of whether you have your family with you in the room.

Scheduling family vacations around business travel can help make it more manageable. This allows you to enjoy time with your family or friends while also working on your business. Consult with your spouse or family to coordinate the two.

Manage taxable income and year-end purchases to lower tax bracket

Operating and owning a business requires seeing the big picture and planning for the future. Your business will likely need new or updated equipment, computers, other technologies etc. to operate smoothly and efficiently. Be able to forecast these needs.

Here is where you coordinate your tax situation with these needs. If you know you are in need of new equipment, computers, etc. in the near future, look at your taxes. If you are looking at a higher tax bracket for the year you may want to make these necessary equipment purchases sooner than expected. Or you may want to wait until next year. This requires consulting with your business advisor to determine the best option.

Use Retirement Plans

Consider reducing your current income by using a Retirement Plan. Not only will this help you once again for tax purposes, but it’s also helping you and your families future. So many small business owners neglect to put retirement needs on their priority list. Often we hear “my business is my retirement plan.” Putting all of your eggs into one basket can be extremely risky and even dangerous for your future.

You may want to consider adjusting your salary in order to account for contributing to a retirement plan. There are many ways to rearrange things to make it possible to contribute. The tax savings alone can help justify the redirecting of your income into a retirement plan. Be sure to look at all of the different options and scenarios as this will provide further clarity.

Every year, as the Atlantic hurricane season approaches many businesses have a nagging realization that they are at risk due to a catastrophic “Black Swan ” event. Black Swan events are a constant source of risk in states like Florida where many communities are subject to disruption due to coastal storms. This risk is particularly acute for businesses that depend on the storage of on-line data if there is a chance their critical data could become lost or corrupted. But the threat from Black Swan events isn’t limited to Florida, nor is it limited to large scale disruptive events like hurricanes.The black swan theory or theory of black swan events describes a disruptive event that comes as a surprise, has a major effect, and is often inappropriately rationalized after the fact with the benefit of hindsight. The term is based on an ancient saying which presumed black swans did not exist, but the saying was rewritten after black swans were discovered in the wild. Consider the following scenario…

“We tend to think of disasters in terms of the attacks on the World Trade Center, Hurricane Katrina, or other mega events. Sometimes, however, less notable events occur that can have a catastrophic effect on a business. In February 1981, an electrical fire in the basement of the State Office Building in Binghamton, New York, spread throughout the basement of the building setting fire to a transformer containing over a thousand gallons of toxin-laden oil. Originally thought to be PCBs, the toxins were soon determined to contain dioxin and dibenzofuran, two of the most dangerous chemicals ever created. The fire was smoky and quickly filled the 18-story building with smoke. As the transformer burned, the soot entered the buildings ventilation shafts and quickly spread toxic soot throughout the building. The building was so badly contaminated that it took 13 years and over $47 million to clean before the building could be reentered or used. Because of the nature of the fire, the building and its contents, including all paper records, computers, and personal effects of the people who worked there, were not recoverable. This type of event would be irrecoverable for many businesses.” – Operations Due Diligence, Published by McGraw Hill

What affect would a catastrophic hurricane that affected an entire region or a localized disruptive event like a fire have on the operation of your business? Could you survive that kind of interruption or loss? As the dependence on on-line data has grown in virtually every type of business, so has the risk that loss of their data could disrupt the operation of the business and even result in its complete failure. In response to these threats, there has been an evolution in the approaches used to mitigate these risks as the volume of on-line data has continued to grow. Originally, the concept of Disaster Recovery (DR) emerged as a mitigation strategy that focused on the recovery of critical data after a disruptive event by giving the business the ability to restore disrupted IT operations.

To hit gold in business, you have to think gold. What is your business all about? How do you intend to maximize profits? Here are tips on how to think different in business:

Think back to the future

Don’t wait till the harsh business storm hits your business; rather, always think of what to do better or next. For example, what are the things you need to put in place to ensure business growth? What stage is your business on the business chart, that is, in areas of development, growth or decline? Is your business vision realistic? What is your current profit margin? What is your intended profit margin? How do you intend to speed up your productivity? Evaluating your business, keeps you prepared for the future.

Believe your ideas are valuable

Always think your glass is half full. Think about possibilities not only about likely constraints. As a business owner, you have to nurture a positive mental attitude; believe things will work out fine. If there are possible risks, device means to avoid or manage them. Risks are unforeseen, but you can plan ahead to avoid or mitigate them. Being positive in business enables you take a chance on yourself, be bold to take calculated risks, and believe you are adding value, even when the numbers say otherwise. That is a way of thinking differently in business.

Dig beyond your current offerings

Do not just view things on the surface. Think intensively and carry out research on other ways your business can benefit your target market. Reflect on the true realities of where your business stands at the moment. What are your business challenges? Classify them and analyse them to see how you can make a difference. Outline your business SWOT analysis (Strengths, weaknesses, opportunities and threats). Go beyond the surface; be realistic.

Your competitors are watching

Understand your business environment; be familiar with your competitors’ strategies – if you are not, you can bet that your competitors are doing their homework. What resources do they have that surpasses yours? How can you leverage to collaborate and partner to get the necessary resources? What’s the best way to build more goodwill? Do a survey on your business, and be cautious of the events happening in your business environment.

Starting a business can be a very daunting adventure if a proper plan is not put in place. Most entrepreneurs start up their businesses without putting adequate plans in place to succeed. No wonder one out of every five businesses crumbles within 5 years! If one thing should be taken very seriously, it should be your business plan. This is your “blueprint for success.”

Every business begins from a thought. A thought or idea can only become reality when expected actions are taken. When an idea is conceived, the logical corollary is that such ideas need to be written out, in black and white and on paper; or else the idea will fade off when the enthusiasm that the thought initially brought subsides. Hence, having a written business plan is pertinent if your business is to stand the test of time.

Now, what is a Business Plan?

One definition, according to entrepreneur.com, is that a business plan is a “written description of the future of your business; a document that indicates what you intend to do and how you intend to do it.” If you notice a paragraph on the back of an envelope describing your business strategy, you have already started a written plan, or at least the first draft of a plan. The business plan itself consists of a narrative and several financial worksheets.

The very act of planning helps you to think things through in a systematic and thorough way. Study and research your market niche if you are not sure of the facts, and look at your ideas critically. It may take some time now, but helps to avert costly and disastrous mistakes in future.

In this article, I want to provide a very brief look at the steps involved in planning a business:

  1. Identify Your Passion: Knowing what you love doing, even without making money, is the stepping stone in starting any business. Most people enter into a business they know nothing about, and stop after only few months. Some get tired of their businesses simply because they are not happy with the activities involved in running the business anymore. According to Sabrina Parsons, (CEO of Palo Alto Software) “Know yourself, and work in a job that caters to your strengths. This knowledge will make you happier.”

The reason why many businesses fail in their first five years is because the entrepreneurs do not find fulfillment in running their business anymore. Hence, they tend to move on in search for happiness.